Welcome to www.crdbinsurance.co.tz!
These terms and conditions outline the rules and regulations for the use of the Insurance's website located at ​www.crdbinsurance.co.tz 

By accessing this website, you accept these terms and conditions. Do not continue to use the Insurance's website if you do not agree to take all of the terms and conditions stated on this page. 

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company's terms and conditions. “The Insurance”, “Ourselves”, “We”, “Our” and “Us”, refers to CRDB Insurance Company. “Party”,“Parties”, or “Us”, refers to both the Client and ourselves. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to the same meaning. 

Cookies 

We employ the use of cookies. By accessing the Insurance's website, you agreed to use cookies in agreement with CRDB Insurance Company Privacy Policy available on the Insurance's website. 

Most interactive websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. By accepting these terms you are also consenting to any of our affiliate/advertising partners who may also use cookies. 

License 

Unless otherwise stated, CRDB Insurance Company and/or its licensors own the intellectual property rights for all content material on www.crdbinsurance.co.tz. All intellectual property rights are reserved. You may access this from CRDB Insurancewebsite for your own personal use subjected to restrictions set in these terms and conditions. 

You must not: 

Republish content material from our website
Sell, rent or sub-license content material from our website Reproduce, duplicate or copy content material from our website 

Redistribute content material from our website This Agreement shall begin on the date hereof. 

Parts of our website offers an opportunity for users to post and exchange opinions and information in certain areas of our website. CRDB Insurance does not filter, edit, publish or review comments prior to their presence on the website. Comments do not reflect the views and opinions of CRDB Insurance, its agents and/or affiliates. Comments reflect the views and opinions of a person who posts his or her views and opinions. To the extent permitted by applicable laws, CRDB Insurance shall not be liable for the comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the comments on this website. 

CRDB Insurance reserves the right to monitor all comments and to remove any comments which can be considered inappropriate, offensive or cause a breach of these Terms and Conditions. 

You warrant and represent that: 

You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
 The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party; 

The Comments do not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
 Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity. 

You hereby grant Company Name a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media. 

Hyperlinking to our Content 

The following organizations may link to our Website without prior written approval: 

• Government agencies; 
• Search engines; 
• News organizations; 
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and 

These
 information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site. 

We may consider and approve other link requests from the following types of organizations: 

Commonly-known consumer and/or business information sources; dot.com community sites; 

organizations may link to our home page, to publications or to other Website 

associations or other groups representing charities; Online directory distributors;
 Internet portals;
 Accounting, law and consulting firms; and Educational institutions and trade associations. 

We will approve link requests from these organizations if we decide that: (a the link would not make us look unfavourably to ourselves or to our accredited businesses; (b the organization does not have any negative records with us; (c the benefit to us from the visibility of the hyperlink compensates the absence of Company Name, and (d the link is in the context of general resource information. 

These organizations may link to our home page so long as the link: (a is not in any way deceptive; (b does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c fits within the context of the linking party's site. 

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to CRDB Insurance Company. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response. 

Approved organizations may hyperlink to our Website as follows: 

By use of our corporate name; or
 By use of the uniform resource locator being linked to; or
 By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.
 No use of CRDB Insurance's logo or other artwork will be allowed for linking absent a trademark license agreement. 

iFrames 

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website. 

Content Liability 

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s should appear on any Website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights. 

Reservation of Rights 

We reserve the right to request that you remove all links or any particular link to our Website. You irrevocably consent to immediately remove all links to our Website upon our request 

which acceptance shall not be withheld. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions. 

Removal of links from our website 

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly. 

The information on this website is correct best to our knowledge, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date. 

Disclaimer 

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will: 

• limit or exclude our or your liability for fraud or fraudulent misrepresentation; 
• limit any of our or your liabilities in any way that is not permitted under applicable law; or 
• exclude any of our or your liabilities that is bot excluded under applicable law. 
• limit and prohibit liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty. As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.